The models of Ford listed below show cars available for car finance:
Fiesta, Ka, Mondeo, Maverick, Focus, Fusion, Transit, Focus C-Max, Escort, Ranger, StreetKA, Transit Connect, Galaxy, Puma, Explorer,
Once the contract period is finished, there are two options available to the customers. The first option being that a final payment is made to finalise the purchase of the vehicle. The second option being that the vehicle is returned to the car finance company. In terms of businesses, the vehicle appears as a balance sheet asset for the duration of the contract. This means that capital allowances can be claimed at the rate of 25% per year on the reducing asset value of the vehicle (up to a maximum of &pond;3000 per annum). However, VAT is not recoverable on the monthly payments. For vehicles over &pond;12,000 a balancing charge or allowance is made on disposal of the vehicle. This therefore generates tax efficiencies by allowing for the full depreciation amount.
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